Independent intelligence for India's most important financial decisions.
Independent project reviews with analyst-grade appraisals — valuation, risk, RERA status and strategic verdict for India's top luxury projects. Not paid. Not sponsored.
Monthly EMI, total interest, tax savings under Sec 24 — complete home loan cost breakdown.
Use tool →Exact stamp duty + registration charges for all 12 major Indian states, with gender concessions.
Use tool →Find your exact break-even year — rent escalation, appreciation and opportunity cost modelled.
Use tool →How much home can you actually afford? Based on salary, existing obligations and lender norms.
Use tool →Gross yield, net yield, cash-on-cash return and IRR on your rental property investment.
Use tool →LTCG at 12.5% or 20% with indexation — auto-picks the better option for your situation.
Use tool →Side-by-side EMI and interest comparison across SBI, HDFC, ICICI and 7 more lenders.
Use tool →Buy-Rehab-Rent-Refinance-Repeat. Model your full property investment cycle.
Use tool →EMI · Stamp duty · Capital gains · Rental yield · BRRRR · Net proceeds · Equity tracker & more
Every other tool is built for the US or UK. PropIQ is built from scratch for how India actually transacts property.
The most-used tool on PropIQ. Takes 90 seconds. No signup required.
PropIQ offers the most comprehensive suite of free real estate calculators for Indian buyers, sellers, and investors. Every calculator accounts for Indian-specific regulations — stamp duty by state, TDS Sec 194-IA, GST on under-construction, and Budget 2024 LTCG rates.
Calculate exact stamp duty and registration charges for Maharashtra, Delhi, Telangana, Karnataka, Tamil Nadu, Gujarat, UP, Rajasthan, West Bengal, Punjab, Haryana, and Madhya Pradesh — with female buyer concessions and circle rate comparison.
Our mortgage EMI calculator includes amortisation schedule, state-wise stamp duty, TDS, GST, and tax benefit calculations under Section 24(b), 80C, and 80EEA — the most complete home loan calculator for Indian buyers.
Our rent vs buy calculator models the break-even year for Mumbai, Delhi, Hyderabad, Bangalore, Pune, Chennai, Ahmedabad, and Kolkata — with rent escalation, property appreciation, and opportunity cost all modelled.
From buyers and sellers to investors and landlords — clarity changes outcomes.