Every number you need before committing a crore. EMI breakdowns, stamp duty by state, capital gains tax, rental yield, rent vs buy analysis — all free, all instant.
Monthly EMI, total interest paid, Sec 24 tax savings, and full amortisation schedule. The complete home loan breakdown.
Use tool →Exact stamp duty + registration charges for all 12 major Indian states, including gender concession rates.
Use tool →Find your exact break-even year with rent escalation, appreciation, opportunity cost and net wealth comparison modelled.
Use tool →How much home can you actually afford? Based on your salary, existing obligations and lender eligibility norms.
Use tool →Side-by-side EMI and interest comparison across SBI, HDFC, ICICI, Kotak, Axis, Bajaj and 4 more lenders.
Use tool →Model partial prepayment impact on your home loan — see how much interest you save and by how many years.
Use tool →Complete document checklist for property registration — buyer, seller, and bank documents by state and property type.
Use tool →Calculate stamp duty liability on government circle rate vs market price — know your exact registration cost.
Use tool →Gross yield, net yield, cash-on-cash return and IRR on your rental property investment.
Use tool →Buy-Rehab-Rent-Refinance-Repeat. Model your full property investment cycle and cash-out refinance.
Use tool →Track how much equity you've built in your property over time as loan is repaid and value appreciates.
Use tool →Estimate annual property tax liability across major Indian cities using the unit area or capital value method.
Use tool →Compare buying a home (paying EMI) vs staying on rent and investing the difference in mutual funds.
Use tool →LTCG at 12.5% (Budget 2024) or 20% with indexation — auto-picks whichever option saves you more tax.
Use tool →What do you actually pocket after capital gains tax, brokerage, foreclosure charges, and registration costs?
Use tool →Calculate stamp duty and registration charges on rental agreements across different states and tenancy durations.
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