PropIQ Tools · Free · No login required

16 calculators built for
how India buys property.

Every number you need before committing a crore. EMI breakdowns, stamp duty by state, capital gains tax, rental yield, rent vs buy analysis — all free, all instant.

16
Free tools
12
States covered
0
Login required
🏠 Home Buyer Tools
🏠
Most Used

Mortgage EMI Calculator

Monthly EMI, total interest paid, Sec 24 tax savings, and full amortisation schedule. The complete home loan breakdown.

EMI breakdownTax savingsAmortization
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📋
All States

Stamp Duty Calculator

Exact stamp duty + registration charges for all 12 major Indian states, including gender concession rates.

12 statesGender ratesRegistration
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⚖️
Popular

Rent vs Buy Simulator

Find your exact break-even year with rent escalation, appreciation, opportunity cost and net wealth comparison modelled.

Break-even yearWealth comparisonOpportunity cost
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💰
Essential

Affordability Calculator

How much home can you actually afford? Based on your salary, existing obligations and lender eligibility norms.

Max loanSalary checkLender norms
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🏦
Compare

Home Loan Comparison

Side-by-side EMI and interest comparison across SBI, HDFC, ICICI, Kotak, Axis, Bajaj and 4 more lenders.

10 lendersRate comparisonEMI difference
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💳
Save More

Prepayment Calculator

Model partial prepayment impact on your home loan — see how much interest you save and by how many years.

Interest savedTenure reductionLump sum impact
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Checklist

Registration Checklist

Complete document checklist for property registration — buyer, seller, and bank documents by state and property type.

State-wiseBuyer docsSeller docs
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🗺️
Guidance Value

Circle Rate Calculator

Calculate stamp duty liability on government circle rate vs market price — know your exact registration cost.

Circle rateStamp dutyMarket vs govt
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📈 Investor Tools
📊
Investors

Rental ROI Calculator

Gross yield, net yield, cash-on-cash return and IRR on your rental property investment.

Gross yieldNet yieldIRR
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♻️
Strategy

BRRRR Calculator

Buy-Rehab-Rent-Refinance-Repeat. Model your full property investment cycle and cash-out refinance.

Cash-out refiPortfolio growthEquity build
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📈
Track

Equity Tracker

Track how much equity you've built in your property over time as loan is repaid and value appreciates.

Equity growthLTV ratioNet worth
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Property tax

Property Tax Calculator

Estimate annual property tax liability across major Indian cities using the unit area or capital value method.

City-wiseUnit area methodAnnual liability
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Buy vs Invest

EMI vs Investment

Compare buying a home (paying EMI) vs staying on rent and investing the difference in mutual funds.

Home vs MFOpportunity costWealth comparison
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💰 Seller Tools
📉
Budget 2024

Capital Gains Tax

LTCG at 12.5% (Budget 2024) or 20% with indexation — auto-picks whichever option saves you more tax.

LTCG 12.5%Sec 54 exemptionOld vs new regime
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💵
Net proceeds

Net Proceeds Calculator

What do you actually pocket after capital gains tax, brokerage, foreclosure charges, and registration costs?

After-tax proceedsBrokerageForeclosure cost
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📑
Rental

Rental Agreement Calculator

Calculate stamp duty and registration charges on rental agreements across different states and tenancy durations.

Rent agreementStamp dutyState-wise
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Not sure where to start?
Start with the EMI Calculator — it answers the most important question first.
EMI Calculator → Research guides →